One app. Everything money

One account to manage all your money needs. Send, receive, and pay with Crypto or Fiat with complete ease.

This is offered via NAGA Pay GMBH

Play

A Visa Card with Bitcoin cashback

Simply pay anywhere, anytime using Crypto or Fiat and get up to 3% back in Bitcoin.

This is offered via NAGA Pay GMBH

Play

Faster, more secure payments

The days of carrying multiple cards are gone. With your NAGA Pay card, you will experience hassle-free exchanges and withdrawals and can pay with Crypto globally.

This is offered via NAGA Pay GMBH

Play

Trusted by 1.5M users. Excellent Trustpilot rating

Funds are kept in segregated bank accounts

Member of NAGA Group A.G, publicly listed on the Frankfurt Stock Exchange

Trusted by 1.5M users. Excellent Trustpilot rating

Funds are kept in segregated bank accounts

Member of NAGA Group A.G, publicly listed on the Frankfurt Stock Exchange

Trusted by 1.5M users. Excellent Trustpilot rating

Backed by Top Investors:
1
2
2
2
The perfect accessory for your everyday Crypto needs
Enjoy payments with no borders, and easily manage your transactions all with your free IBAN account and extra secure NAGA Pay card.

A better way to pay, send & receive

Pay with Card

Pay with Crypto

GPay & Apple Pay

Send & Receive

Paying that's refreshingly simple

Paying doesn't need to be hard. Pick your offer, shop in person or online and earn cashback when you use your NAGA Pay card.

Making Crypto spending as simple as Fiat

Effortlessly exchange Crypto in real-time, enjoy the flexibility to spend on and offline with hundreds of merchants, or withdraw up to €500 from ATMs around the world on a daily basis.

Ultimate convenience with Google or Apple Pay

Seamlessly connect your NAGA Pay account to Apple and Google Pay to experience faster, hassle-free, and more secure transactions.

Sending and receiving, made simple

Send and receive Fiat to your friends around the world or between your wallets with SEPA and get immediate access to your funds.

Trade, invest, Autocopy

Keep tabs on your favourite stocks and currencies, connect with a growing community, or copy the trades of Lead Traders without having to leave your NAGA Pay app.

Love to travel? Of course, you do!

Pay like a local in over 195 countries worldwide, with 5 free ATM withdrawals monthly and a generous €49,000 monthly spending limit...NAGA Pay - the card that always has the right currency.

Invite friends & earn

Crypto is too good not to be shared. For every friend that joins NAGA, we'll reward both of you with €10 in BTC.

Earn up to 3% cashback

Earn up to 3% back in Bitcoin every time you spend online or in-store using your NAGA Pay card. All rewards will be instantly deposited into your NAGA account.

One account. 100+ places to pay

Whether you're eating out, taking a well-deserved hotel break or simply treating yourself online, we’ve teamed up with over 100 reputable partners to offer you exclusive discounts.

Peace of mind, always
Track transactions with instant notifications
Freeze your card
in one simple tap
Two-step verification, strict identity checks, and in-app card activation
Your money deserves an upgrade
Upgrade your account to unravel Premium and Elite features.
Monthly
Annual
Basic
€0.00
/ per month
0.5% Cashback (on up to €200/mo spend), 1 free ATM withdrawal up to €300/day, standard Crypto fees
Premium
€59.99
/ per month €4.99
1.5% Cashback (on up to €1000/mo spend), free card delivery, 3 free ATM withdrawals up to €300/day, lower Crypto fees
Elite
€149.99
/ per month €12.50
3% Cashback (on up to €2000/mo spend), free card delivery, 5 free ATM withdrawals up to €500/day, lower Crypto fees